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這天上午，夏天和任爾為來到羅湖法院，準備與王永壽法官商量李加盟的深圳五湖四海貿易有限公司630萬元貸款案的處理問題。找到王永壽法官，他說：“對不起，還沒有與五湖四海公司聯係上，押後三天吧！”
夏天兩人隻能返回行裡。
剛回到辦公室，電話響了，夏天拿起電話，剛說了一句：“你好！”電話裡傳來莊宇的聲音：“夏經理，我最近碰到黃忠惠貸款的有關的事，要我寫一個材料，我手上沒有貸款戶的情況，那五個客戶的貸款情況，麻煩你寫一下怎樣？”
夏天問道：“是不是因為家樂大酒店的問題引起的？”
莊宇說：“聽起來好像是。”
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過了一會兒，夏天看到時間已經十一點了，便提出回去。“李偉”沒有達到什麼目的，便走出房門送夏天到電梯口，看到夏天進了電梯，他才離開。
夏天注意到：原來與他一起搞調查的黃先生已經不見了。
第二天早上。夏天向王顯耀彙報了自從區大郎造訪兩天後開始的東京酒店“李偉”的所作所為。王顯耀聽後說：“也好，不論這李偉是何方神聖，增加一點壓力，叫黃忠惠先把家樂大酒店的貸款本息還了，終歸還是好事。”
話說易木子被總行新領導調至資產防損部後，經過一段時間的思索，心態也就平複了不少。接下來的是：如何打開資產防損部的工作局麵呢？幾經考慮，思路還是回到了總行經營會議上提出的，從各行調一些清貸戶集中在總行防損部來實施清收。但是現在應該考慮的是，集中哪些戶。又能做出成績，又不至於被下麵各支行抵製。他拿出了市民銀行係統中各支行交叉貸款戶的分析表在看著。比較集中的也有幾個，但是有油水的則沒有多少個。其中，深圳建華公司係列在市民銀行係統七八家支行有貸款，有不少還是的士營運牌抵押的。一般說來這玩藝兒變現快。把它抓在手中，就抓住了牛鼻子。實現工作突破就有了保障。
易木子轉而想道：“如果能拉上法律處一起與各支行商量。加上主管行長說句話，一般就沒有多少阻力了。”於是，他不計前嫌，來到法律處，找到沈麗霞處長，跟她如此這般地商量起共同清貸的工作來。後來決定。兩家要加強合作，並將總行牽頭清收若乾貸款戶的貸款列入常態化機製，報主管副行長羅藝拍板。而羅藝對於兩個處加強合作聯手清貸很滿意。願意樂觀其成。在同意他們提出的方案的基礎上。還彆出心裁地提議：儘快收集“三清”工作中的案例，結合法律理論知識，搞出一本書來，警示後人。這任務就落在兩個部門身上。羅藝最後說：“書名嗎。就定為《銀行防範與化解金融風險案例新編》，到時候。請市裡負責同誌題個書名。”
易木子和沈麗霞兩人也很興奮。表示一定努力辦好。
幾天後的一個下午，那個聲稱是省檢察院科長的“李偉”，再一次打通了夏天的手機，問夏天說：“黃忠惠的情況怎麼樣？”
夏天說：“沒怎麼樣。”
“李偉”說：“我現在正在市反貪局，在商量著案情，你五點鐘再給我電話。我給你通報黃忠惠的案情。”